End-of-Year Life Checkup: Don't Let Life Changes Surprise Your Coverage

As the end of the year approaches, it's a natural time for reflection. The holiday season and open enrollment provide the perfect opportunity to reconsider whether your life insurance still aligns with your current needs. Life often throws curveballs, and what once seemed adequate coverage might now be outdated.

Your priorities may have shifted without you even realizing it. Whether it’s a new job, getting married or divorced, or welcoming a child or grandchild, major life events often call for a fresh look at your insurance. Here are some scenarios where you might need to reassess:

• A new job, promotion, or retirement
• Buying a home or taking on new financial obligations
• Changes in health, income, or long-term financial goals
• Adjusting beneficiary designations or estate plans

Each change in your life can impact your coverage needs, making an annual review a sensible approach. Ensuring that your policy reflects your current life circumstances can bring peace of mind as you move forward.

Before the year ends, take a proactive step to review your coverage. It's an easy, supportive process that can save you from unexpected surprises. Schedule a quick coverage review today and rest easy knowing your life insurance policy is exactly right for you.